How much is this going to cost me
and is it worth it?
Cost vs. Benefits
Typical Cost: 1 to 1.5% of the Total
Cost of Construction.

Many of the decisions homeowners make come
down to cost vs. benefits. Are the benefits
provided by an item or service worth the cost?
The arguments for and against residential fire
sprinkler systems are no different. Many builders
are reluctant to include them because they add
cost to the home they are trying to sell, while a
number of municipalities, pressed by tight
budgets and shrinking fire departments, are
inclined to require new homeowners to purchase
the systems.
Prospective homebuyers are left to figure out
whether they can afford to include the systems in
their new homes or, in some cases, if they would
rather live in a community where they are not
required.
The main argument made by fire professionals,
the National Fire Sprinkler Association and others
is that modern lightweight construction
techniques, while perfectly sturdy under normal
conditions, fail quickly when subjected to fire and
high heat conditions.
In most residential applications you only have 15
to 20 minutes before structure failure and fire
sprinkler systems keep that from happening by
holding the fire in check until firefighters can
arrive.
Cost and Cost Savings for a Typical
$300,000.00 Home:

•$3,000 sprinkler system

•6.5% mortgage

•5% credit on a $2,000/year insurance bill

•Combined Federal/State income tax rate of 33%

•The net cost of fire sprinklers, after mortgage related tax deductions,
would be $4.37 per month.

•This represents a 0.23% increase in the monthly payment

•Roughly equates to the cost of a premium beverage at your local
coffee shop

•Just how cheap do sprinklers have to become before they’re
considered cost-effective?

The Home Insurance Industry Encourages Sprinkler Installations
The insurance industry banks on the fact that having installed fire
sprinklers not only protects against fire injuries and deaths; they also
protect against fire damage. As an incentive for customers, insurance
companies offer discounts ranging from 5% to 30% off the fire portion
of homeowner premiums. Consumers should shop around for the best
insurance discount.a
LASCO, INC.  
SINCE 1911
AUTOMATIC  SPRINKLERS
& FIRE PROTECTION EQUIPMENT
694 BEALE STREET
MEMPHIS, TENNESSEE 38103
TEL: 901-526-1181
FAX:901-526-0786
EMAIL:lascosprinkler@yahoo.com
Discount!!


Encourages Sprinkler The
Installations
on the fact that having installed
fire sprinklers not only protects
against fire injuries and deaths;
they also protect against fire
damage. As an incentive for
customers, insurance companies
offer discounts ranging from 5%
to 30% off the fire portion of
homeowner premiums.
Consumers should shop around
for the best insurance discount.